Attention homeowners: Real estate appraisal services for in Key West and Monroe CountyHere are the top 7 reasons Florida homeowners need Barefoot Appraisal Co.:
We at Barefoot Appraisal Co. understand the unique needs of a customer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Barefoot Appraisal Co. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.Challenging Monroe County's assessment of your propertyYour local tax assessor may have your home overvalued if you live in an area that is going down or is not appreciating as much as other homes close by. That means you're going to pay more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Barefoot Appraisal Co. is your perfect weapon.Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Barefoot Appraisal Co., we're experts in helping people just like you rid themselves of unneeded and unwanted PMI insurance.Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Barefoot Appraisal Co. can help you reinstate your HELOC.We Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for verity, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Barefoot Appraisal Co. offers field reviews where we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal you may have had in the past. Even though most appraisal reviews are commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are wise to invest in a second opinion. |
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